
Powered by: Your Legacy Solutions, Kerzanet Group & Southern Mortgage Trust
Session Dates & Times
Saturday, December 13 | 10:00 AM – 1:00 PM
Saturday, January 10 | 10:00 AM – 12:00 PM
Saturday, January 31 | 10:00 AM – 12:00 PM
📍 The Kerzanet Group – 8707 Forest Hill Ave, North Chesterfield, VA 23235
Featuring:
Ciara Thombs, Founder of Your Legacy Solutions
Tamika Robinson
Brandon Reilly
About the Series:
The Homeowner Blueprint Series is a transformational 3-part workshop experience designed to guide aspiring homeowners from financial preparation to successful closing. Hosted by trusted industry professionals, this series helps participants understand the financial, educational, and strategic steps needed to confidently transition from renting to owning a home.
Session 1
Homebuying 101: Money Flow, Credit Power & Your First Steps
Speaker: Ciara Thombs
Highlights include:
• Budgeting systems that work
• Building credit readiness
• Identifying spending leaks
• Cash-flow control strategies
• Creating a House Savings Account
• Preparing for grant eligibility
Session 2
Free Money & Smart Moves: Grants, Assistance & Programs You Should Be Using
Speaker: Tamika Robinson
Highlights include:
• Down payment assistance programs
• First-time buyer grants
• Eligibility requirements
• Income guidelines
• Required documentation
• How to apply the right way
Why Attend?
This series is designed for anyone dreaming of homeownership but unsure where to start. Whether you’re rebuilding credit, saving for a down payment, or preparing to submit an offer, you’ll receive guidance, tools, and proven strategies from industry experts.
📱 Scan the QR code to RSVP
🎟 Limited to 20 guests
🍿 Snacks & raffles available
“From Credit to Keys — empowering families with the knowledge, strategy, and support to build lasting wealth through homeownership.”

September 17, 2025 | 8:00 AM – 9:00 AM | 2809 Emerywood Parkway, 2nd Floor, Henrico, VA 23294
Featuring: Ciara Thombs, Founder of Your Legacy Solutions
About Ciara: Ciara Thombs is a financial coach and the founder of Your Legacy Solutions, dedicated to empowering families and entrepreneurs to achieve their financial goals. Known for transforming the unqualified into the qualified, Ciara offers customized programs in:
Personal & Business Credit Repair
Budgeting, Debt Reduction & Saving Strategies
Homeownership Preparation
Business Formation & Structure Guidance
Business Credit Building & Funding Access
What makes Your Legacy Solutions different is its holistic approach: combining credit repair with front-end financial coaching that emphasizes accountability, education, and sustainable financial habits.
Special Spotlight Topic:
This session, Ciara will spotlight evictions—how to legally remove them from your record and the step-by-step strategies to recover and rebuild after one. If you or someone you know has faced housing setbacks, this is a conversation you don’t want to miss.
📞 Contact Ciara | Your Legacy Solutions at 804-441-8681
“Strong credit and smart strategy are the foundation of generational wealth. My mission is to help families and businesses thrive—one qualified step at a time.” – Ciara Thombs

A One-Day Challenge That Puts Power Back In Your Hands 📅 July 12, 2025 | 🖥️ Live Online Event | 🎟️ Limited Seats Available
One day. Real power. This 6-hour live event will teach you the legal and financial strategies most people never learn. From credit to contracts, property to protection—you’ll walk away knowing how to move smarter, not scared.
🎤 Ciara: From Business Formation to Real Funding - If you’re a business owner (or want to be), Ciara’s breaking down exactly how to structure your business to get approved for real capital. No fluff. Just facts.
What you'll learn:
How to legally set up your business for success
What lenders look for—and what gets you denied
Steps to build business credit and secure funding
Monday: 10:00 AM – 12:00 PM (Client Appointments Only)
Tuesday: 10:00 AM – 5:00 PM
Wednesday: Strategy & Admin Day (Closed to the Public)
Thursday: 10:00 AM – 5:00 PM
Friday: 10:00 AM – 5:00 PM
Saturday – Sunday: Closed
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